Welcome
Welcome to Creative Finance Shop. These Terms of Service (“Terms”) govern your use of our website and the purchase and use of our digital products. By using our site or buying our products, you agree to these Terms. Please read them carefully.
1. Who we are
Creative Finance Shop (“we,” “us,” “our”) sells digital financial tools and templates, including spreadsheet trackers and guides. You can reach us at ops@creativefinanceshop.com.
2. Our products are digital
All products sold on Creative Finance Shop are digital downloads. Nothing physical is shipped. After purchase, you receive access to download your files. It is your responsibility to download and save your files.
3. License to use our products
When you buy one of our products, we grant you a personal, non-transferable license to use it for your own personal or household financial management. You may not resell, redistribute, share, sublicense, or republish our products, in whole or in part, whether for free or for payment. You may not claim our products as your own or use them to create competing products for sale.
4. Payment
Purchases are processed by our third-party payment provider. Prices are listed at checkout and may change at any time. All payments are one-time purchases unless a product is clearly described otherwise.
5. Refunds
Our refund practices are described in our Refund Policy, which forms part of these Terms.
6. Not financial advice
Our products and content are tools and educational resources, not financial, legal, tax, or investment advice. We are not financial advisors. You are responsible for your own financial decisions, and you should consult a qualified professional for advice specific to your situation. We make no guarantees about financial outcomes from using our products.
7. Accuracy and “as is” use
We work hard to make our trackers accurate and reliable, but we provide them “as is,” without warranties of any kind. You are responsible for reviewing your own numbers and results. To the fullest extent permitted by law, we are not liable for any losses or damages arising from the use of our products or website.
8. Intellectual property
All content on this site and in our products – including designs, text, templates, and branding – is owned by Creative Finance Shop and protected by copyright and other laws. Your purchase grants a license to use, not ownership of, the underlying work.
9. Changes to these Terms
We may update these Terms from time to time. The current version will always be posted on this page with its effective date. Continuing to use our site after changes means you accept the updated Terms.
10. Contact
Questions about these Terms? Email us at ops@creativefinanceshop.com.